BMW i5 Leasing

Your BMW i5 leasing decision

Intelligent Vehicle Finance arranges BMW i5 business and personal leasing for Saloon and Touring enquiries, including M60 xDrive. Choose the body around your passengers and luggage, then compare the powertrain and charging specification. The electric i5 is separate from the combustion and plug-in hybrid 5 Series and the M5.

BMW i5 Touring and M60 business lease: body first, performance second

The i5 offers a useful route for someone who wants an electric executive car without automatically choosing an SUV. A Saloon can fit a work pattern built around people and conventional luggage; a Touring deserves attention when work cases, family equipment or a more accessible load area are regular requirements. The right body is the one that makes your normal week easier. It is worth settling that question before selecting a performance derivative or an equipment package.

An M60 enquiry should be treated as a deliberate performance choice. It does not follow that every driver seeking an executive electric car needs that specification. We would compare the proposed M60 with a clearly specified eDrive40, considering the journeys, insurance, tyres and P11D as well as the driving appeal. If the charging routine is unresolved, establish it first. Choosing a different body or motor cannot create reliable access to electricity where the car is usually parked.

BMW i5 leasing: key facts

• BMW UK presents the i5 as an electric Saloon and Touring, with M60 xDrive performance versions.
• i5 eDrive40 M Sport Saloon UK reference: 250 kW (340 hp) and 0-62 mph in 6.0 seconds.
• That eDrive40 M Sport Saloon reference gives up to 356 miles WLTP. Match model year, wheels and options; actual distance varies with speed, temperature and load.
• i5 M60 xDrive Touring UK reference: 442 kW (601 hp), 0-62 mph in 3.9 seconds and 285-321 miles WLTP. Those range figures belong to that Touring reference, subject to specification and real-world conditions.
• IVF’s table includes Saloon and Touring descriptions, eDrive40 and M60 entries, and selected listings explicitly labelled for 22 kW charging. Confirm the fitted charger separately.
• GOV.UK: zero-emission company-car BiK is 4% in 2026/27, rising to 9% in 2029/30.

Compare the BMW i5 options

This compares vehicle roles, not equivalent equipment or financial offers. Match the offered UK model year and specification before deciding.

What the IVF i5 table actually contains

The current capture shows both four-door Saloon and five-door Touring descriptions. eDrive40 Sport Edition, M Sport and M Sport Pro entries appear alongside M60 xDrive, with Technology, Comfort and Ultimate package wording on selected entries. Some descriptions explicitly identify 22 kW charging. This is a catalogue of possible enquiry specifications, not a statement that every combination can be supplied at the time you ask. Record the exact version and equipment against the quotation.

The charging label deserves particular care. A selected 22 kW entry does not mean every i5 has the same onboard AC capability, and it does not mean a domestic charger will deliver that power. The car, charger and electrical installation must support the arrangement. Equally, an abbreviated pack name should be expanded into its actual contents. If a feature such as seat adjustment or parking assistance is essential, ask for it by function as well as by package name.

Keep Saloon and Touring range references separate

BMW’s UK eDrive40 M Sport Saloon reference publishes up to 356 miles WLTP, while the cited M60 xDrive Touring reference publishes 285-321 miles. They illustrate why body and derivative have to remain attached to a number. They do not establish the distance of every current IVF entry. Match production version, wheels and options, then allow for weather, route, speed, load and your chosen charging window. A journey plan should not depend on repeating a laboratory maximum.

For an i5 used between business appointments, consider whether a stop can also serve another purpose. Charging at an office, hotel or destination may be more convenient than adding a separate charging trip to the day. Verify access, payment and operating hours rather than assuming a mapped charger will fit the schedule. If most journeys start at home, an installer’s assessment of the proposed location is a useful early step, especially where parking spaces are shared.

The Touring body should also be checked in the configuration you will use. Place the driver’s seat correctly, retain the passenger seats you need and try the larger items that travel with you. Compare the loading aperture, floor and cable storage. An electric estate may be a good solution to a practical brief, but a body-style label alone does not confirm that awkward equipment fits or that loading remains convenient when the car is connected to a charger.

i5, 5 Series and M5 are three distinct conversations

The BMW 5 Series page covers the separate combustion and plug-in hybrid route. It is the relevant comparison if you want an executive BMW but still need to consider refuelling flexibility. The BMW M5 has its own performance and plug-in hybrid brief. Do not treat it as another spelling of i5 M60: the energy system and company-car calculation differ materially.

For a driver who spends long periods behind the wheel, the test should include seating, visibility, controls and the roads you actually use. Check whether the intended wheel and suspension combination suits that use, and verify the equipment of the demonstration car against the proposal. A drive in a highly specified example is useful only if you recognise which features will transfer to the car being quoted. The same discipline applies to both the Saloon and Touring.

Make an i5 quotation easy to compare

Tell IVF whether you want Saloon or Touring, eDrive40 or M60, and which options are required. Add annual mileage, contract length, initial-rental preference and maintenance requirements. IVF can compare suitable funder proposals against that brief. A Touring M60 with an Ultimate Pack should not be assessed against a basic Saloon figure as though the difference were simply a change in funding. Both the vehicle and the agreement need to be understood.

Look ahead to how the car will be used towards the end of the term. A growing mileage requirement, changing passenger needs or different charging location can affect the suitability of the original brief. Ask about the process and cost implications of contractual changes, without assuming they will be allowed on the same terms. Confirm warranty start, battery-cover terms, maintenance scope and the equipment that must be returned, including charging cables and keys.

BMW i5 company-car tax across the lease

An i5 company-car comparison begins with electric BiK treatment, but the Saloon, Touring and M60 still have different P11D values and equipment choices.

For private availability to an employee or director, use the supplied car’s P11D and the percentage for each tax year, then apply personal income tax and any relevant adjustments. Do not calculate the benefit by multiplying the contract-hire rental by the BiK percentage. The employer’s expenditure and the driver’s tax are separate figures.

An M60 remains within the zero-emission category, yet its benefit amount need not equal an eDrive40’s. Compare the complete path below and review any option that changes P11D. If you are a sole trader considering your own business vehicle, ask your accountant to apply the appropriate business-use rules instead.

Use our company-car BiK guide alongside HMRC’s 2026/27 and 2027/28 tables and the published 2028/29 and 2029/30 changes. Tax information checked 24 September 2026 against the C1 ledger and its primary sources. Tax treatment depends on individual circumstances and may change; consult your accountant.

Road tax and costs across the term

Vehicle Excise Duty (VED). The i5’s electric powertrain does not remove VED. A newly registered zero-emission car pays £10 in the first year under 2026/27 rates, followed by a £200 standard annual payment. Future annual cash rates are unconfirmed here. Establish what the contract says about tax increases.

Expensive Car Supplement. For an eligible zero-emission car registered from 1 April 2025, compare the undiscounted list price and relevant options with the £50,000 threshold. Above it, the 2026/27 supplement is £440 per year for five years from the second licence. Apply the GOV.UK vehicle-tax rules to the actual i5.

Planned eVED. The i5’s agreement may reach April 2028, when government eVED proposals plan a further electric-car mileage charge of 3p per mile. It is additional to VED, with CPI uprating proposed from 2029/30, and remains subject to legislation and implementation. Confirm the funder’s approach before committing.

VAT and the business accounts

VAT-registered businesses can normally reclaim 50% of the VAT on qualifying car rentals where private use is available, depending on circumstances and the normal VAT rules. Full rental-VAT recovery requires exclusive business use with no private availability. Maintenance can fall outside the rental block when it is genuinely optional, separately described in the contract and separately quantified on the invoice; recovery remains subject to normal VAT rules. Read HMRC’s motoring VAT guidance.

A zero-emission car is not subject to the CO2-based lease-rental restriction. Check HMRC’s car-hire deduction rules.

For accounting periods beginning on or after 1 January 2026, revised FRS 102 generally requires a right-of-use asset and lease liability for lessees, including small companies using Section 1A. FRS 105 lease accounting for eligible micro-entities was not changed in the same way. Contract hire therefore does not universally keep a car off the balance sheet. Ask your accountant to apply the right framework; HMRC summarises the accounting standards.

Build the quotation around the way you will use it

Tell IVF your annual mileage, regular passengers, essential equipment, charging access where relevant and preferred timing. Ask for the precise model year, derivative, options and registration status to be written into the quotation. The catalogue is a starting point; the offered vehicle and funder terms need confirmation.

Business Contract Hire is taken by the business; Personal Contract Hire is taken by the private individual. Both are subject to status and individual funder criteria. Compare the initial rental, term, mileage, maintenance and applicable fees on the same basis. An initial rental is part of the hire cost, not refundable security or ownership equity.

A manufacturer warranty starts under the supplied car’s warranty terms, normally from first registration. Its time and mileage limits may finish before your lease does. It is separate from optional servicing and tyre cover. Confirm maintenance inclusions, insurance responsibilities, tax provisions and early-termination terms before signing.

At the end of contract hire, return the vehicle; there is no contractual purchase option. Excess mileage, damage beyond the funder’s fair wear and tear standard, missing equipment or other contractual charges may still be payable. Check the return process before choosing your agreement.

Useful next steps

Use BMW leasing range, BMW 5 Series, BMW M5, company-car BiK guide, request a callback to narrow your choice or discuss a quotation.

BMW i5 leasing questions

Talk through your BMW i5 shortlist

Bring your passenger, journey and equipment requirements. We can help turn them into a clear vehicle and contract brief.

Intelligent Vehicle Finance is a trading name of XLCR Vehicle Management Ltd. Authorised and regulated by the Financial Conduct Authority, FRN 315268. We are a credit broker, not a lender, and we may receive a commission from lenders for introducing you to them. All vehicle finance is subject to status and individual funder criteria.

Company No. 03923327. The Melville Building, 15 Royal William Yard, Plymouth, PL1 3RP.

Editorial responsibility: Stacey Smith, Brand Director, Intelligent Vehicle Finance.

Last updated: September 2026

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