About Intelligent Vehicle Finance
- Rated 4.9/5 on Feefo
- FCA authorised, FRN 315268
- BVRLA leasing broker member
- Part of Global Vehicle Group
Intelligent Vehicle Finance is a UK car and van leasing broker based in Plymouth. It is a trading name of XLCR Vehicle Management Ltd, authorised and regulated by the Financial Conduct Authority under FRN 315268, a BVRLA leasing broker member, and part of the Global Vehicle Group. It is a credit broker, not a lender.
This page sets out who we are, which company stands behind the brand, how we are regulated, and how we are paid.
Key facts
- Established in 2015 as the first partner brand of XLCR Vehicle Management, a leasing intermediary trading since 2000.
- Legal entity: XLCR Vehicle Management Ltd, Company No. 03923327, registered in England and Wales.
- Authorised and regulated by the Financial Conduct Authority, FRN 315268, as a credit intermediary and for insurance mediation.
- Member of the BVRLA, the British Vehicle Rental and Leasing Association.
- Part of the Global Vehicle Group: more than 70,000 vehicles under management and over £2.5 billion of funded value.
- Around 18,000 vehicles delivered each year across the group.
- Vehicles sourced across a funder panel of more than 20 lenders.
- Office: The Melville Building, 15 Royal William Yard, Plymouth, PL1 3RP. Telephone 01752 429950.
Founded in 2015, built on decades of leasing expertise
Intelligent Vehicle Finance was established in 2015 as the first partner brand of XLCR Vehicle Management, a business with roots going back to 2000 and a long-standing reputation among UK vehicle leasing intermediaries.
The model was deliberate: lower overheads, strong funder relationships, and a consultative service rather than a showroom. We do not publish prices online, because a leasing quote depends on term, mileage, funder criteria and the way a business is structured. A short conversation produces a more accurate answer than a headline figure ever will.
In December 2023, XLCR was acquired by Global Vans, backed by private equity firm H2 Equity Partners. In January 2025 The LCV Group joined, followed by Fleet Alliance in June 2025. Together these businesses form the Global Vehicle Group, the UK's largest B2B-focused leasing broker.
Through all of it, Intelligent Vehicle Finance has kept its own identity: a specialist car leasing and van leasing broker for SMEs, limited companies, sole traders and private clients who want a named specialist rather than a call centre.
The Global Vehicle Group: six specialist businesses
Each brand operates independently, with its own management and customers. Intelligent Vehicle Finance is the specialist car leasing brand within the group.
| Brand | Specialism | Based | In the group since |
|---|---|---|---|
| Intelligent Vehicle Finance | Specialist car leasing broker for SMEs, company directors and private clients | Plymouth | Founded 2015 |
| XLCR Vehicle Management | Technology-led car and van leasing broker, and the legal entity behind our brand | Colne, Lancashire | December 2023 |
| Global Vans | SME-focused van leasing, founded 2002 | Bristol | Founding business |
| Fleet Alliance | Fleet management, more than 30,000 vehicles and over £1 billion in value | Glasgow | June 2025 |
| The LCV Group | Light commercial vehicle specialist, over 25 years of LCV expertise | Swansea | January 2025 |
| TR Fleet Management | Fleet consultancy: cost optimisation, data and electrification planning | Part of The LCV Group | January 2025 |
70,000+
Vehicles under management across the group
£2.5bn+
Total funded value of the combined fleet
18,000
Vehicles delivered annually across the group
20+
Funders on the panel we search for you
What working with us actually looks like
Independent, not tied to one lender
We are a credit broker, not a lender. We search a panel of more than 20 funders and match the funder whose criteria fit your circumstances, whether that is a limited company with two years of accounts, a sole trader, or a private client.
Group scale behind a small team
As part of a group managing more than 70,000 vehicles, we place volume that an independent broker of our size would not place alone. That affects the terms available to you, and it affects how quickly we can get answers out of a funder.
A named specialist, start to finish
One person handles your enquiry from the first call through to delivery. You are not passed between departments, and you are not chasing a reference number.
Every finance structure, not just contract hire
Business contract hire, personal contract hire, finance lease and hybrid structures. Which one suits you depends on VAT position, balance sheet treatment and how long you intend to keep the vehicle. Our leasing guides explain the differences in full.
The specialist you will actually speak to
Enquiries are not routed into a pool. One named specialist takes your enquiry and stays with it through to delivery.
Raya Veleva
Prestige and Luxury Vehicle Specialist
Raya looks after Intelligent Vehicle Finance's prestige and luxury clients: company directors and private clients who want a particular car sourced properly, rather than a list of whatever happens to be in stock. Her work spans Mercedes-Benz, Porsche, Land Rover, BMW and Maserati, with a specialism in electric and plug-in hybrid models, where the tax treatment and charging arrangements usually matter as much as the car itself.
Her background is in sales and account management, and it shows in how she works: close attention to detail, a service built around the individual client, and relationships that outlast any single agreement. Whether it is one car for a director or an addition to a company fleet, she handles the process from first conversation to handover.
What Raya handles
- Bespoke vehicle search
- Nationwide delivery
- Fleet management
- Maintenance packages
- Electric and plug-in hybrid specialisation
Key milestones
| Year | Milestone | Detail |
|---|---|---|
| 2000 | XLCR Vehicle Management founded | Lee Duerden and Shaun O'Neill establish XLCR in Colne, Lancashire, building proprietary leasing technology in house. |
| 2002 | Global Vans launches | Andrew Hurst founds Global Vans in Bristol, focused on van leasing for SMEs. Joined by co-director Jonathan Lewis in 2009. |
| 2015 | Intelligent Vehicle Finance established | The first XLCR partner brand launches, bringing a service-led approach to car leasing for businesses and private clients. |
| 2022 | H2 Equity Partners invests | The private equity firm takes a stake in Global Vans, providing the platform for the acquisitions that followed. |
| 2023 | XLCR joins Global Vans | Global Vans acquires XLCR Vehicle Management in December, combining car and van expertise. |
| 2025 | Global Vehicle Group formed | The LCV Group joins in January and Fleet Alliance in June, forming the UK's largest B2B-focused leasing broker. |
How we are regulated, and how we are paid
Intelligent Vehicle Finance is a trading name of XLCR Vehicle Management Ltd, Company No. 03923327. XLCR Vehicle Management Ltd is authorised and regulated by the Financial Conduct Authority, FRN 315268, as a credit intermediary and for insurance mediation. The FCA trading name was registered on 13 June 2023.
We are a credit broker, not a lender. We introduce you to a funder. The funder, not us, provides the finance and holds the agreement.
We receive a commission from the funder we introduce you to. The amount varies between funders and between products. It does not change what you pay, and it does not decide what we recommend. You can ask us what we will be paid on your agreement at any point, and we will tell you before you sign. Our status disclosure sets this out in full.
We are members of the BVRLA, the British Vehicle Rental and Leasing Association, and follow its code of conduct. Our approach to fair treatment of customers is set out in Treating Customers Fairly, and if something goes wrong our complaints process explains what to expect and by when.
All leasing is subject to status and affordability. Vehicle availability, funder criteria and terms change, so anything we quote is confirmed in writing before you commit.
Registered office: XLCR House, 35-43 Albert Road, Colne, Lancashire, BB8 0BU. Plymouth office: The Melville Building, 15 Royal William Yard, Plymouth, PL1 3RP. Independently reviewed by customers on Feefo.
Frequently asked questions about Intelligent Vehicle Finance
Which company is behind the Intelligent Vehicle Finance brand?
Intelligent Vehicle Finance is a trading name of XLCR Vehicle Management Ltd, Company No. 03923327, registered in England and Wales. XLCR Vehicle Management Ltd holds the FCA authorisation under FRN 315268 and is the legal entity you contract with. The Intelligent Vehicle Finance trading name was registered with the FCA on 13 June 2023.
Is Intelligent Vehicle Finance regulated by the FCA?
Yes. XLCR Vehicle Management Ltd, trading as Intelligent Vehicle Finance, is authorised and regulated by the Financial Conduct Authority under FRN 315268, as a credit intermediary and for insurance mediation. The authorisation can be checked on the FCA Register. We are also a member of the BVRLA.
Is Intelligent Vehicle Finance a broker or a lender?
A credit broker, not a lender. We do not provide the finance ourselves. We search a panel of more than 20 funders, identify the ones whose criteria fit your circumstances, and introduce you to the funder who provides the agreement. All leasing is subject to status and affordability.
How does Intelligent Vehicle Finance get paid?
We receive a commission from the funder we introduce you to. The amount varies between funders and products. It does not change what you pay and it does not determine what we recommend. You can ask what we will be paid on your agreement at any point, and we will tell you before you sign.
Where is Intelligent Vehicle Finance based?
Our office is The Melville Building, 15 Royal William Yard, Plymouth, PL1 3RP, and the telephone number is 01752 429950. The registered office of XLCR Vehicle Management Ltd is XLCR House, 35-43 Albert Road, Colne, Lancashire, BB8 0BU. We arrange vehicles for customers throughout the United Kingdom.
Who owns Intelligent Vehicle Finance?
Intelligent Vehicle Finance sits within the Global Vehicle Group, Company No. 13483413, alongside Global Vans, XLCR Vehicle Management, The LCV Group, TR Fleet Management and Fleet Alliance. The group manages more than 70,000 vehicles with a funded value of over £2.5 billion. Each brand operates independently with its own management and customers.
Who does Intelligent Vehicle Finance work with?
Mainly SMEs: limited companies, LLPs, partnerships and sole traders arranging cars and vans for directors, staff or a small fleet. We also work with private clients who want a specialist rather than a comparison site. We do not publish prices online, because the right answer depends on term, mileage, funder criteria and how the business is structured.
Speak to a specialist
A short conversation, a named contact, and a written quote. No obligation.
Intelligent Vehicle Finance is a trading name of XLCR Vehicle Management Ltd, authorised and regulated by the Financial Conduct Authority, FRN 315268. A credit broker, not a lender. We receive a commission from the funder we introduce you to. All leasing is subject to status and affordability.
Last updated: September 2026
News from our group
- Three industry awards in 2026 - Recognition for the business behind Intelligent Vehicle Finance.
- Global Vehicle Group's 2026 priorities - What the group's plans mean for our customers.
- Palladian Investment Partners backs Global Vehicle Group - What the investment means for our customers.
- Global Vans named ELS Partner of the Year - Sister brand recognised by BNP Paribas Leasing Solutions.
- Car and van leasing in Plymouth and Devon - Our home city: business and personal leasing locally.