DS N°4 Leasing

Your DS N°4 leasing decision

Intelligent Vehicle Finance helps business and private drivers compare DS N°4 hybrid, plug-in hybrid and electric enquiries. The current N°4 develops the earlier DS 4, but its powertrains need separate treatment. Match the exact model year, charging requirements and equipment to your journeys before relying on catalogue labels or company-car tax illustrations.

DS N°4 business and personal leasing: start with the powertrain

N°4 suits someone who wants a distinctive five-door hatchback for commuting, meetings and private journeys without moving automatically into a large SUV. The important choice is how its propulsion fits your routine. Reliable charging access changes which powertrain fits. Decide that before comparing upholstery or wheel designs.

DS N°4 leasing: key facts

• DS UK lists Hybrid, Plug-in Hybrid and electric E-TENSE versions of N°4, checked on 28 September 2026.
• The captured IVF route contains 23 derivative links, including older 225 PHEV and BlueHDi labels alongside newer versions; a listing is not supply confirmation.
• DS quotes five seats and a 4,400 mm length for the current N°4 Plug-in Hybrid; check the offered powertrain and equipment.
• The current DS Plug-in Hybrid page specifies 240 hp and a 14.6 kWh battery; do not transfer those specifications to the grid’s 225-labelled cars.
• GOV.UK: the maximum company-car BiK band is 37% in 2026/27 and 39% in 2029/30; the exact car can fall in a lower band.

Compare the DS N°4 options

Choosing the right vehicle for your journeys

N°4 and DS 4 are related, but the routes answer different questions

DS announced UK N°4 pricing and specifications on 11 August 2025, describing an evolution from DS 4 with design, powertrain and equipment changes. That announcement established the new electric E-TENSE alongside hybrid and plug-in hybrid choices. This page serves the current N°4 decision. The earlier DS 4 route helps someone trying to identify a previous name or an older catalogue specification.

Do not assume a renamed car makes every older entry mechanically identical. The current UK plug-in page now describes 240 hp, whereas the launch announcement described 225 hp. The distinction affects the documents needed for an enquiry, especially emissions certification and equipment. Ask IVF to write the actual model year and powertrain into its proposal.

Read the live derivative list as a mixed catalogue

The captured IVF list includes Hybrid 145, PHEV 225, PHEV 240 and 157 kW E-TENSE 61 kWh descriptions. It also contains BlueHDi 130 diesel labels. Grade names include Pallas, Pallas+, Étoile, Étoile Nappa and DS Performance Line in different combinations. These are observations of the ratebook, not a statement that every combination is currently sold by DS UK or obtainable from a funder.

The current manufacturer range supports hybrid, plug-in hybrid and electric enquiries. An older diesel or 225 PHEV line needs separate written verification before proceeding; it should not be advertised as a current factory-order choice merely because it appears in the grid. Likewise, an NI suffix needs its territorial conditions explained. Confirm territorial eligibility and the actual vehicle.

Hybrid and plug-in hybrid need different routines

The Hybrid version provides a route for drivers who cannot arrange regular external charging. It still uses petrol and should not be assessed with the zero-emission company-car percentage. The plug-in hybrid adds a charging requirement and an electric portion of driving, while retaining a petrol engine. Its case is strongest when charging is part of the daily routine, rather than an intention that depends on finding a vacant public bay.

Write down an ordinary working week and one demanding day. Consider where the PHEV would charge, whether it would leave home charged, and how often longer trips would use petrol. The manufacturer’s electric-range benchmark is a laboratory comparison, not proof of the distance a particular car will cover in winter. This page deliberately does not assign a range figure to the older and newer PHEV entries together.

E-TENSE is the fully electric N°4 choice

An E-TENSE enquiry should specify the battery-electric N°4, because DS has used electrified naming across different products. Assess home or workplace charging, regular motorway stops and the ability to leave the car plugged in without moving it prematurely. A company driver may find the tax path attractive, but a workable charging routine is still essential.

The grid’s 61 kWh description identifies a battery family, not a personal range promise. Wheel choice, temperature, speed and load influence actual consumption. Ask for the technical sheet for the offered car, then plan longer journeys with a reserve and an alternative charging stop. If predictable access to charging cannot be established, compare the Hybrid against the same passenger and equipment brief rather than forcing an electric solution.

Choose equipment by the driving task

A demonstration should concentrate on seat support, sightlines, the controls used while driving and how clearly navigation instructions can be followed. Check any desired head-up display, camera, lighting or seat function against the chosen grade and option list. A feature shown in a press image may belong to a different trim, and the name Étoile alone does not resolve every model-year change.

Compare a previous DS 4 brief with a larger DS N°8 brief

The DS 4 link is useful for resolving an older advertisement, a familiar name or a particular historic powertrain. It is not a second page promising the same new N°4 under another title. Keep that distinction explicit when sending IVF a screenshot or referring to a previous quotation.

DS N°4 company-car tax across the lease

N°4 spans three tax tasks. Only the battery-electric version follows the zero-emission path. A PHEV needs certified emissions, electric mileage and any qualifying HMRC easement checked; the non-plug-in Hybrid uses its own CO2 band.

For an employee or director with private use, the taxable benefit normally starts with the car’s P11D value multiplied by the applicable BiK percentage. Personal tax then depends on the individual’s income tax rate and any relevant adjustments. The percentage is not the tax rate applied to the lease rental. A sole trader’s own business car use follows different rules.

The agreement can cross several tax years. Compare the whole path, not just the percentage in the year the car arrives.

Company-car BiK benchmarks, 2026/27 to 2029/30

These are conditional tax bands, not assigned rates for every DS N°4. Confirm the supplied car’s P11D, certified CO2, fuel type and registration date. Diesel supplements can apply where the required emissions certification is absent, subject to the annual maximum.

The electric-mile figures above are HMRC band thresholds, not promises of this car’s driving range. Newer plug-in hybrid certification can show more than 50 g/km. A temporary company-car easement may treat an eligible car as 1 g/km where the registration date, electric range and Euro-status conditions are met; it is not automatic and must not be transferred to lease-rental deductions. Check the vehicle documents and HMRC’s plug-in hybrid conditions with your accountant.

Use our company-car BiK guide alongside HMRC’s 2026/27 and 2027/28 tables and the published 2028/29 and 2029/30 changes. Tax information checked 28 September 2026 against the C1 ledger and its primary sources. Tax treatment depends on individual circumstances and may change; consult your accountant.

Road tax and costs across the term

Vehicle Excise Duty (VED). For 2026/27, the standard annual VED payment after the first year is £200 before any supplement. First-year VED depends on CO2 and registration rules; zero-emission cars currently have a £10 first-year rate. These cash rates apply to 2026/27 only; later annual VED rates are not confirmed here. Ask how the funder treats tax increases during your agreement.

Expensive Car Supplement. The Expensive Car Supplement is £440 a year in 2026/27 for five years from the second licence. The list-price threshold is more than £40,000 for petrol, diesel and hybrid cars, or more than £50,000 for qualifying zero-emission cars registered from 1 April 2025. Use the published list price before discounts, including relevant options, and check the registration date. Plug-in hybrids do not receive the electric-car threshold. GOV.UK explains VED and the supplement.

Planned eVED. The government plans Electric Vehicle Excise Duty (eVED) from April 2028, alongside VED: 3p per mile for electric cars and 1.5p per mile for plug-in hybrids. This is proposed for April 2028, subject to legislation and implementation; it is not a charge currently in force. The stated rates are planned starting rates, with CPI uprating proposed from 2029/30 and later cash rates not confirmed. An agreement spanning introduction needs the funder’s written treatment of the charge and later changes. Check the government’s consultation response and final implementation guidance before committing.

VAT and the business accounts

VAT-registered businesses can normally reclaim 50% of the VAT on qualifying car rentals where private use is available, depending on circumstances and the normal VAT rules. Full rental-VAT recovery requires exclusive business use with no private availability. Maintenance can fall outside the rental block when it is genuinely optional, separately described in the contract and separately quantified on the invoice; recovery remains subject to normal VAT rules. Read HMRC’s motoring VAT guidance.

The hire-cost rules normally disallow 15% of otherwise deductible rentals for cars above 50 g/km, subject to their scope and exceptions. A company-car BiK easement does not establish relief from this restriction. Check HMRC’s car-hire deduction rules.

For accounting periods beginning on or after 1 January 2026, revised FRS 102 generally requires a right-of-use asset and lease liability for lessees, including small companies using Section 1A. FRS 105 lease accounting for eligible micro-entities was not changed in the same way. Contract hire therefore does not universally keep a car off the balance sheet. Ask your accountant to apply the right framework; HMRC summarises the accounting standards.

Build the quotation around the way you will use it

Tell IVF your annual mileage, regular passengers, essential equipment, charging access where relevant and preferred timing. Ask for the precise model year, derivative, options and registration status to be written into the quotation. The catalogue is a starting point; the offered vehicle and funder terms need confirmation.

Business Contract Hire is taken by the business; Personal Contract Hire is taken by the private individual. Both are subject to status and individual funder criteria. Compare the initial rental, term, mileage, maintenance and applicable fees on the same basis. An initial rental is part of the hire cost, not refundable security or ownership equity.

A manufacturer warranty starts under the supplied car’s warranty terms, normally from first registration. Its time and mileage limits may finish before your lease does. It is separate from optional servicing and tyre cover. Confirm maintenance inclusions, insurance responsibilities, tax provisions and early-termination terms before signing.

At the end of contract hire, return the vehicle; there is no contractual purchase option. Excess mileage, damage beyond the funder’s fair wear and tear standard, missing equipment or other contractual charges may still be payable. Check the return process before choosing your agreement.

Useful next steps

Use DS leasing, DS 4 and the previous name, DS N°8 leasing, company-car tax guide, talk to IVF to narrow your choice or discuss a quotation.

DS N°4 leasing questions

Talk through your DS N°4 shortlist

Bring your passenger, journey and equipment requirements. We can help turn them into a clear vehicle and contract brief.

Intelligent Vehicle Finance is a trading name of XLCR Vehicle Management Ltd. Authorised and regulated by the Financial Conduct Authority, FRN 315268. We are a credit broker, not a lender, and we may receive a commission from lenders for introducing you to them. All vehicle finance is subject to status and individual funder criteria.

Company No. 03923327. The Melville Building, 15 Royal William Yard, Plymouth, PL1 3RP.

Editorial responsibility: Stacey Smith, Brand Director, Intelligent Vehicle Finance.

Last updated: September 2026