KGM Torres Leasing

Your KGM Torres leasing decision

KGM Torres leasing brings hybrid and electric SUV choices onto one IVF route, alongside older petrol catalogue entries. Intelligent Vehicle Finance can help separate those versions before you compare contracts. Start with passenger and luggage needs, charging access and the exact vehicle specification; a Torres name alone does not identify the drivetrain.

KGM Torres business and personal leasing: one name, different routines

A Torres enquiry should begin with how the car will be used, not with the assumption that every version behaves like the one in a photograph. A driver who wants an upright SUV without arranging charging may consider the Hybrid. A driver with dependable charging and a suitable travel pattern may prefer the electric EVX. Those are materially different decisions even when the exterior has a family resemblance.

For a small business, write down the passengers and luggage that travel together most often. The Torres is a passenger-car choice here, so do not apply van tax assumptions because its shape looks substantial. A useful test is to load the actual sample cases, sports equipment or family bags you expect to carry. A broad specification sheet cannot prove that a bulky object passes through the opening or that passengers retain enough space.

KGM Torres leasing: key facts

• KGM UK currently promotes Torres Hybrid with a 1.5-litre turbo petrol engine and an electric motor.
• The Hybrid K40 appears in IVF’s six-row capture alongside electric K30 and K40 entries.
• IVF also retains petrol K30, K40 and K40 AWD descriptions; current supply needs separate confirmation.
• KGM’s UK Hybrid page states a 5-year/100,000-mile vehicle warranty, subject to its terms.
• Torres EVX is the fully electric member of the family; its battery and warranty must be checked independently from the Hybrid.
• GOV.UK: the maximum company-car BiK band is 37% in 2026/27 and 39% in 2029/30; the exact car can fall in a lower band.

Compare the KGM Torres options

Torres, Actyon and Korando: frame the cabin decision

Do not infer common equipment or warranty from the badge. These comparisons are intended to guide a viewing, with the exact version checked before any towing, capacity or running-cost calculation.

Reading the Torres listings without mixing specifications

The route captured on 28 September has six entries: a 1.5 HEV K40, electric 152kW K30 and K40 versions labelled 73kWh, and petrol 1.5 K30, K40 and K40 AWD versions. The electric entries are the EVX family. Treat the displayed battery label as a catalogue identifier until the supplier confirms the manufacturer's battery specification and model year.

KGM's present UK site promotes the Torres Hybrid and EVX. An older petrol description in IVF's catalogue is not evidence that a new factory order is open for that derivative. We would ask for the vehicle's status before progressing it, rather than transferring Hybrid equipment or current EVX claims to the petrol version. The AWD suffix also belongs to a particular petrol listing; it must not be applied to the whole Torres range.

Hybrid use: understand what you do at the end of a journey

The Torres Hybrid combines a petrol engine and electric motor without making an external charging stop part of the normal routine. That can suit a household with uncertain parking access or a business driver visiting changing locations. It is still a fuel-burning car, and its hybrid description does not establish low company-car tax. Use the certified emissions for the car being offered.

Try acceleration, low-speed parking and braking on a route representative of your work. Pay attention to how the petrol engine and electric assistance feel together, rather than expecting it to drive like a battery-electric EVX. For a pool vehicle, check that the driving controls are straightforward for occasional users and that everyone knows how to report a warning or service requirement.

EVX use: build the charging plan before the agreement

For the EVX, identify an everyday charging location before deciding on the car. Check whether a workplace point is actually available when you arrive, whether you need permission for home installation and how electricity costs would be recorded. If public charging is the main option, inspect the places along your usual route and consider the time and tariff as well as charger power.

The relevant range figure is the one for the supplied EVX, with its battery, wheels and model year identified. Do not carry a figure from a newer brochure across to a differently labelled grid entry. Allow for cold weather, motorway speeds and a loaded cabin. A reserve and an alternative stop are practical safeguards for a business appointment; a headline laboratory distance is not an arrival guarantee.

Space, towing and trim: make a written requirement list

Separate the features you need from those you would merely enjoy. A driver with restricted movement might prioritise seat adjustment and door access; a parent might care more about child-seat installation and the boot opening. Try those tasks with the actual car. Check parking-camera views in the conditions you use, particularly if a tall rear body makes a familiar bay feel different.

Anyone planning to tow should request the derivative-specific towing, payload and nose-load limits, plus approval for the proposed equipment. The presence of an older AWD entry does not settle those figures for a Hybrid or EVX. If carrying several adults and their luggage is routine, look at payload as well as luggage volume. Do not treat maximum loadspace with folded seats as space available while all passengers are aboard.

Warranty and a Torres quotation that can be compared

KGM states a five-year or 100,000-mile warranty for the Torres Hybrid, subject to terms. Keep that separate from EVX cover and battery conditions. Ask when cover begins for the actual car, which servicing requirements preserve it and whether your expected mileage could reach a limit before the hire term ends. Warranty, roadside assistance and an optional maintenance package are different provisions.

When requesting figures, state Hybrid or EVX explicitly and include essential cabin equipment. The grid displays rentals, but a meaningful comparison also aligns term, annual mileage, initial rental, maintenance and fees. For business use, add the driver's tax position and a realistic petrol or electricity estimate. If an older petrol listing is still of interest, make confirmation of the individual vehicle the first step, before comparing it with a current Hybrid offer.

KGM Torres company-car tax across the lease

A Torres Hybrid is not a plug-in hybrid and does not use an electric-range BiK band. An EVX has a different, zero-emission tax basis. The quoted car must decide the calculation.

For a director using a Torres privately, calculate the benefit from the actual P11D and appropriate emissions percentage. The maximum-band row is a ceiling illustration, not the Hybrid’s assigned rate. Compare it with the electric path only if EVX fits the charging routine. Business deductions and employee benefit are separate calculations; neither a hybrid badge nor a company name on the quotation decides both.

Company-car BiK benchmarks, 2026/27 to 2029/30

These are conditional tax bands, not assigned rates for every KGM Torres. Confirm the supplied car’s P11D, certified CO2, fuel type and registration date. Diesel supplements can apply where the required emissions certification is absent, subject to the annual maximum.

Use our company-car BiK guide alongside HMRC’s 2026/27 and 2027/28 tables and the published 2028/29 and 2029/30 changes. Tax information checked 28 September 2026 against the C1 ledger and its primary sources. Tax treatment depends on individual circumstances and may change; consult your accountant.

Road tax and costs across the term

Vehicle Excise Duty (VED). For 2026/27, annual VED after year one is £200 before supplements. First-year VED depends on CO2 and registration; zero-emission cars pay £10. Later cash rates are not confirmed here. Check the funder’s treatment of increases.

Expensive Car Supplement. The £440 annual supplement lasts five years from year two. List-price thresholds, including relevant options before discounts, are over £40,000 for petrol, diesel and hybrid cars, and over £50,000 for zero-emission cars registered from 1 April 2025. Registration date matters. Plug-in hybrids use the £40,000 threshold. Check GOV.UK’s VED rules.

Planned eVED. eVED is planned from April 2028 alongside VED, subject to legislation and implementation: 3p per mile for electric cars and 1.5p for plug-in hybrids. It is not currently charged. CPI uprating is proposed from 2029/30; later cash rates are unconfirmed. Check the funder’s treatment and the government’s consultation response.

VAT and the business accounts

VAT-registered businesses can normally reclaim 50% of the VAT on qualifying car rentals where private use is available, depending on circumstances and the normal VAT rules. Full rental-VAT recovery requires exclusive business use with no private availability. Maintenance can fall outside the rental block when it is genuinely optional, separately described in the contract and separately quantified on the invoice; recovery remains subject to normal VAT rules. Read HMRC’s motoring VAT guidance.

Businesses using the VAT Flat Rate Scheme do not normally recover input VAT on recurring car hire. The separate capital-goods exception does not turn hire invoices into a vehicle purchase. Check HMRC’s Flat Rate Scheme guidance.

The hire-cost rules normally disallow 15% of otherwise deductible rentals for cars above 50 g/km, subject to their scope and exceptions. A company-car BiK easement does not establish relief from this restriction. Check HMRC’s car-hire deduction rules.

For accounting periods beginning on or after 1 January 2026, revised FRS 102 generally requires a right-of-use asset and lease liability for lessees, including small companies using Section 1A. FRS 105 lease accounting for eligible micro-entities was not changed in the same way. Contract hire therefore does not universally keep a car off the balance sheet. Ask your accountant to apply the right framework; HMRC summarises the accounting standards.

Build the quotation around the way you will use it

Tell IVF your annual mileage, regular passengers, essential equipment, charging access where relevant and preferred timing. Ask for the precise model year, derivative, options and registration status to be written into the quotation. The catalogue is a starting point; the offered vehicle and funder terms need confirmation.

Business Contract Hire is taken by the business; Personal Contract Hire is taken by the private individual. Both are subject to status and individual funder criteria. Compare the initial rental, term, mileage, maintenance and applicable fees on the same basis. An initial rental is part of the hire cost, not refundable security or ownership equity.

A manufacturer warranty starts under the supplied car’s warranty terms, normally from first registration. Its time and mileage limits may finish before your lease does. It is separate from optional servicing and tyre cover. Confirm maintenance inclusions, insurance responsibilities, tax provisions and early-termination terms before signing.

At the end of contract hire, return the vehicle; there is no contractual purchase option. Excess mileage, damage beyond the funder’s fair wear and tear standard, missing equipment or other contractual charges may still be payable. Check the return process before choosing your agreement.

Useful next steps

Use KGM leasing, KGM Actyon leasing, KGM Korando leasing, company-car BiK guide, business car leasing, electric car leasing to narrow your choice or discuss a quotation.

KGM Torres leasing questions

Talk through your KGM Torres shortlist

Bring your passenger, journey and equipment requirements. We can help turn them into a clear vehicle and contract brief.

Intelligent Vehicle Finance is a trading name of XLCR Vehicle Management Ltd. Authorised and regulated by the Financial Conduct Authority, FRN 315268. We are a credit broker, not a lender, and we may receive a commission from lenders for introducing you to them. All vehicle finance is subject to status and individual funder criteria.

Company No. 03923327. The Melville Building, 15 Royal William Yard, Plymouth, PL1 3RP.

Editorial responsibility: Stacey Smith, Brand Director, Intelligent Vehicle Finance.

Last updated: September 2026

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