Maxus leasing: make the shortlist work for your week

A Maxus MIFA enquiry starts with people and bags in the same sentence. Seven passenger places are not enough if the luggage only fits after two seats are folded. MIFA 7 and MIFA 9 should therefore be compared using the occupants and equipment that must travel together, before deciding which comfort grade looks most attractive.

MIFA 7 provides the shorter seven-seat body. MIFA 9 offers a larger passenger arrangement, with explicit seven- and eight-seat entries in the current catalogue. If an eighth place is essential, state it immediately and select a matching configuration; do not assume that every version of the larger model supplies it.

This page covers the Maxus car and passenger-MPV range. The brand also sells commercial vehicles, but their payload, tax and warranty descriptions are not evidence for a MIFA passenger quotation. Use the separate Maxus van route for that different requirement, and keep any conversion or specialist passenger use explicit from the start.

Maxus leasing: key facts

  1. MIFA 7 has seven seats in a 2-2-3 layout in the current UK-linked brochure.
  2. MIFA 7 measures 4,907 mm in length.
  3. MIFA 7 provides about 280 litres behind the raised third row or 760 litres with it folded.
  4. MIFA 9 measures 5,270 mm, 363 mm longer than MIFA 7.
  5. The current MIFA 9 catalogue includes seven- and eight-seat configurations.
  6. Current UK-linked MIFA brochures state five years/62,000 miles for the vehicle and eight years/125,000 miles for the battery, subject to terms.

Compare Maxus models and lease deals

These model routes are starting points for a specific enquiry. A live listing does not establish a current factory order, allocated car or delivery date.

Maxus model comparison: body, powertrain and buyer task
Model pageBody and powertrainDecision to make
MIFA 7Seven-seat electric passenger MPV77/90 kWh-labelled grades; luggage behind occupied seats.
MIFA 9Larger electric passenger MPVSpecify seven or eight seats, grade and actual vehicle.

Choose the Maxus powertrain for your driving

The linked MIFA 7 and MIFA 9 models are electric passenger MPVs. Their battery choice should follow the route and occupied load rather than substitute for a charging plan. A larger nominal battery can be useful, but it does not solve unavailable charging or an unsuitable passenger layout.

MIFA 7 Elite and Luxury are labelled 77 kWh in the current catalogue, while Premium is labelled 90 kWh. The current UK-linked brochure describes the seven-seat 2-2-3 arrangement and matching 180 kW UK grades with 18-inch wheels. Use the full offered specification before applying any performance or energy figure.

MIFA 9’s catalogue carries a 90 kWh label across seven- and eight-seat descriptions. Elite and Luxury include explicit eight-seat entries; Premium is listed with seven. That battery label does not establish the seating layout, and the same model name should not conceal a different passenger configuration in a quotation.

Both cars need classification and intended-use checks. A business carrying its own people has a different enquiry from a converted vehicle or a specialist passenger service. Describe the actual use so that the appropriate funder, insurance and support requirements can be established without importing assumptions from Maxus vans.

Maxus business leasing

For business use, write down the complete passenger task: the people travelling, their bags, pickup points and the time the vehicle spends parked. A car used for staff transfers must still provide the right belts, access and luggage arrangement when fully occupied. Try the layout that is actually being quoted rather than a differently configured demonstration car.

Private availability must be established separately from the vehicle’s business purpose. The ordinary company-car illustration below concerns a qualifying passenger car; the presence of a Maxus badge does not make van-benefit rules appropriate. Give the accountant the registration classification and intended use alongside the agreement.

Consider who will drive and look after the vehicle. Shared drivers need clear charging responsibilities, inspection routines and a way to report damage or faults. An electric passenger carrier can be practical only when those ordinary operating arrangements fit the organisation, not simply because it has enough seats on paper.

VAT-registered businesses can normally reclaim 50% of the VAT on qualifying car rentals where private use is available, depending on circumstances and the normal VAT rules. Full rental-VAT recovery requires exclusive business use with no private availability. Maintenance can fall outside the rental block when it is genuinely optional, separately described in the contract and separately quantified on the invoice; recovery remains subject to normal VAT rules. Read HMRC’s motoring VAT guidance.

A zero-emission car is not subject to the CO2-based lease-rental restriction. Check HMRC’s car-hire deduction rules.

For accounting periods beginning on or after 1 January 2026, revised FRS 102 generally requires a right-of-use asset and lease liability for lessees, including small companies using Section 1A. FRS 105 lease accounting for eligible micro-entities was not changed in the same way. Contract hire therefore does not universally keep a car off the balance sheet. Ask your accountant to apply the right framework; HMRC summarises the accounting standards.

Flat Rate Scheme users generally cannot reclaim VAT on recurring car-hire payments. Ask your accountant which VAT regime applies before using the recovery examples above.

Maxus personal leasing

For family use, compare access to each row with the people who will sit there. Check child-seat positions, the route to the rear row and the ease of fastening belts. Sliding-door access can be valuable, but the exact configuration and the space beside the vehicle still need to work in your parking location.

A larger family car should also be manageable when driven alone. Measure the driveway, garage opening and parking used during the week, and check visibility and manoeuvring equipment on the offered grade. MIFA 9’s extra length needs a practical reason rather than being chosen solely because it is the larger model.

Personal hire needs a mileage estimate that includes family visits and holiday travel as well as the everyday routine. Those longer loaded journeys are also the ones most likely to require public charging. Include them in the initial brief so the battery and agreement are selected around real use.

Maxus company-car tax across the lease

A Maxus company-car calculation follows the supplied vehicle and its private availability. Use the complete four-year schedule below with the actual P11D and certified emissions, rather than treating a model badge as a tax category.

The following retained illustration uses the 10 September 2026 catalogue snapshot. It assumes a full year, 40% personal income tax and no contributions or adjustments. It is not a vehicle quotation, employer cost or like-for-like saving.

Dated 2026/27 personal-tax illustration: 10 September catalogue inputs
Listed derivativeP11DTax basisBiKTax at 40%
Mifa 7 180kW Elite 7 Seat 77kWh 5dr Auto£50,700Zero-emission electric4%£811.20
Mifa 9 180kW Elite 8 Seat 90kWh 5dr Auto£67,620Zero-emission electric4%£1,081.92

The annual benefit is the P11D value multiplied by the applicable percentage; the driver pays their income tax rate on that benefit. Sole traders need their own business-use assessment. Confirm the offered car and the tax year before relying on these historical inputs.

Company-car BiK benchmarks, 2026/27 to 2029/30
Tax specification2026/272027/282028/292029/30
Zero-emission passenger car, subject to actual classification4%5%7%9%

Use our company-car BiK guide alongside HMRC’s 2026/27 and 2027/28 tables and the published 2028/29 and 2029/30 changes. Tax information checked 27 September 2026 against the C1 ledger and its primary sources. Tax treatment depends on individual circumstances and may change; consult your accountant.

Road tax and costs across the term

Vehicle Excise Duty (VED). For 2026/27, the standard annual VED payment after the first year is £200 before any supplement. First-year VED depends on CO2 and registration rules; zero-emission cars currently have a £10 first-year rate. These cash rates apply to 2026/27 only; later annual VED rates are not confirmed here. Ask how the funder treats tax increases during your agreement.

Expensive Car Supplement. The Expensive Car Supplement is £440 a year in 2026/27 for five years from the second licence. The list-price threshold is more than £40,000 for petrol, diesel and hybrid cars, or more than £50,000 for qualifying zero-emission cars registered from 1 April 2025. Use the published list price before discounts, including relevant options, and check the registration date. Plug-in hybrids do not receive the electric-car threshold. GOV.UK explains VED and the supplement.

Planned eVED. The government plans Electric Vehicle Excise Duty (eVED) from April 2028, alongside VED: 3p per mile for electric cars and 1.5p per mile for plug-in hybrids. This is proposed for April 2028, subject to legislation and implementation; it is not a charge currently in force. The stated rates are planned starting rates, with CPI uprating proposed from 2029/30 and later cash rates not confirmed. An agreement spanning introduction needs the funder’s written treatment of the charge and later changes. Check the government’s consultation response and final implementation guidance before committing.

Plan fuel and charging around your Maxus

Plan a MIFA charging routine with the passenger load aboard in mind. A stop must work for the people travelling as well as the battery. Check access to facilities, a backup charger and the time the car can remain parked, particularly when several passengers need assistance or luggage is difficult to move.

The 77 and 90 kWh labels do not, by themselves, establish usable capacity or a charging duration. Any WLTP range or session benchmark must match battery, grade, wheels and UK model year. Real range changes with load, speed, weather and cabin use; charging also depends on battery temperature and arrival state of charge.

The current UK MIFA 7 web page presents more than one range headline without a sufficiently clear common basis. This comparison therefore avoids choosing the largest number as a universal promise. Use the supplied car’s UK brochure and certified combined figure when planning the route, with a reserve and charging alternatives.

A dependable home, workplace or other regular parked charging arrangement can be more useful than maximising battery size for a rare journey. Establish the available electrical supply and access times first, then ask IVF to compare the matching MIFA grades. Keep tariff assumptions separate from the hire quotation.

Maxus warranty and servicing

The current brochures linked from the UK MIFA pages state five years or 62,000 miles for the vehicle, and eight years or 125,000 miles for the battery, with whichever limit is reached first applying. Confirm the exact policy supplied with the car, its start date and any intended-use exclusions.

Older UK/Irish brochure editions express some limits in kilometres. Do not silently convert or combine those editions with the current UK mileage wording. The supplied warranty document must resolve the applicable market, registration and battery conditions rather than a general Maxus brand headline.

For a longer or higher-mileage agreement, calculate when the vehicle could reach the distance limit and compare that with the proposed return date. Maintenance cover and defect warranty answer different questions. Ask which scheduled services, tyres, assistance and wear items are included, and which remain your responsibility.

Identify the workshop supporting the MIFA passenger model and the arrangements for a fault that interrupts planned travel. The existence of a wider Maxus network does not establish a specific appointment or replacement-vehicle entitlement. Obtain the actual assistance terms instead of assuming that all support is included.

The Maxus checks to make before choosing equipment

MIFA 7’s 4,907 mm body is 363 mm shorter than MIFA 9’s 5,270 mm body. That difference matters when opening the rear of the vehicle in a garage or manoeuvring into a short bay. Measure usable space around the car, not just the painted parking rectangle.

The MIFA 7 brochure gives about 280 litres behind the third row and 760 litres with that row folded. Use the first figure when all seven places are required. The second is useful only when those seats can genuinely be released for luggage. Try actual cases rather than comparing a folded-seat volume with another vehicle’s full-passenger capacity.

For MIFA 9, specify the required seven- or eight-seat installation and inspect luggage behind the occupied final row. Grade names and battery labels are not reliable substitutes for a seating diagram. If comfort equipment changes access or storage, establish that in the supplied specification before the agreement is selected.

An accessibility requirement or conversion needs the final vehicle’s documentation, not merely the base MPV brochure. Confirm the completed layout, approvals, restraint arrangements and insurance suitability through the appropriate specialists. Those checks belong before a vehicle is presented as suitable for a particular passenger need.

How IVF quotes your Maxus lease

Tell IVF your annual mileage, regular passengers, essential equipment, charging access where relevant and preferred timing. Ask for the precise model year, derivative, options and registration status to be written into the quotation. The catalogue is a starting point; the offered vehicle and funder terms need confirmation.

Business Contract Hire is taken by the business; Personal Contract Hire is taken by the private individual. Both are subject to status and individual funder criteria. Compare the initial rental, term, mileage, maintenance and applicable fees on the same basis. An initial rental is part of the hire cost, not refundable security or ownership equity.

A manufacturer warranty starts under the supplied car’s warranty terms, normally from first registration. Its time and mileage limits may finish before your lease does. It is separate from optional servicing and tyre cover. Confirm maintenance inclusions, insurance responsibilities, tax provisions and early-termination terms before signing.

At the end of contract hire, return the vehicle; there is no contractual purchase option. Excess mileage, damage beyond the funder’s fair wear and tear standard, missing equipment or other contractual charges may still be payable. Check the return process before choosing your agreement.

Useful next steps

Compare MIFA 7 with Peugeot Traveller on occupied seats, luggage and the exact electric derivative. MIFA 9 can be considered beside XPENG X9 once both UK seating and supply specifications are established. For commercial load-carrying instead of this passenger-car task, follow the separate Maxus van manufacturer route. Explore Maxus van leasing.

Further reading: electric car leasing, Business Contract Hire, personal contract hire, company-car tax guide, XPENG X9, Peugeot Traveller, request a callback, business car leasing. See VAT on business car and van leasing for the separate tax-recovery question. Further reading: HMRC rental deductions, FRC accounting changes and customer reviews on Feefo.

Maxus leasing questions

How do I compare Maxus MIFA lease deals?

Fix the passenger count and the luggage travelling with them, then body length and battery. Compare the same mileage, term and maintenance assumptions. Ask for the exact seat installation and vehicle classification in the quotation.

Can a MIFA be assessed for business passenger use?

Yes, against the intended use and the actual registered vehicle. Describe passengers, luggage and private availability. Do not apply Maxus van-tax assumptions to a passenger MPV; funder, insurance and accountant checks need the correct classification.

Is every MIFA 9 an eight-seater?

No. The current catalogue includes both seven- and eight-seat configurations, with eight-seat Elite and Luxury entries and seven-seat Premium entries. Specify the required layout rather than assuming the larger model always supplies an eighth place.

How much shorter is MIFA 7?

The current UK-linked dimensions are 4,907 mm for MIFA 7 and 5,270 mm for MIFA 9, a difference of 363 mm. Allow additional space for doors, loading and manoeuvring when checking your parking location.

Can I use the folded-seat luggage figure with seven passengers?

No. MIFA 7’s approximately 760-litre figure uses the third row folded; about 280 litres remains behind that row when raised. Assess the luggage with every seat you need still available.

Does the battery label establish charging time?

No. Confirm the supplied battery, model year, grade and charger specification. Arrival charge and temperature affect the session. A nominal 77 or 90 kWh catalogue description is not a complete charging or range calculation.

Why is there no single MIFA 7 range promise here?

The current UK page presents differing range headlines without a clear shared basis. Use the supplied vehicle’s matched UK brochure and certified combined figure instead, with allowance for passengers, weather and speed.

Which warranty limits should I use?

The current UK-linked brochures state five years/62,000 miles for the vehicle and eight years/125,000 miles for the battery, subject to terms. Confirm the supplied policy and start date; do not blend it with older kilometre-based editions.

Can I assume a converted MIFA keeps the standard layout?

No. Obtain the completed conversion specification, approvals and insurance assessment. Seats, access equipment and restraints must be checked as installed. The base passenger-MPV brochure cannot establish the final configuration’s suitability.

Where should I enquire about Maxus vans?

Use the separate Maxus van manufacturer page for commercial load-carrying. This page addresses MIFA passenger cars. Their seating, warranty, finance and tax checks must remain attached to the relevant vehicle class.

Discuss your Maxus shortlist

Tell Intelligent Vehicle Finance which Maxus interests you, how it will be used and when you need it. We can then discuss the exact vehicle and agreement.

Intelligent Vehicle Finance is a trading name of XLCR Vehicle Management Ltd. Authorised and regulated by the Financial Conduct Authority, FRN 315268. We are a credit broker, not a lender, and we may receive a commission from lenders for introducing you to them. All vehicle finance is subject to status and individual funder criteria.

Company No. 03923327. The Melville Building, 15 Royal William Yard, Plymouth, PL1 3RP.

Editorial responsibility: Stacey Smith, Brand Director, Intelligent Vehicle Finance.

Last updated: September 2026